Lowering household expenses without diminishing quality of life can be a challenge! But saving money doesn’t have to mean penny-pinching. These simple tips could save you hundreds of dollars a year—no major lifestyle changes necessary! Install a programmable thermostat: A programmable thermostat allows you to automatically adjust your home’s temperature when you’re away or asleep. It can even learn your schedule, saving you nearly $200 a year in energy costs. Bundle your entertainment: Your cable company likely offers a package combining your television, internet, and phone services for one monthly fee. Bundling your subscription can lower your cable bill. Don’t be afraid to haggle for better deals. Consumer Reports found that 92% of people surveyed successfully negotiated with their cable company. Unplug electronics: Most household electronics use a small amount of electricity when plugged in. Unplug items you don’t use often to save money on your monthly electric bill. Alternatively, use power strips with a switch feature. Just flip the switch to cut electricity to any appliances or devices plugged into the strip.